Align your investments with ethical values
The only fund that filters out human rights violators — with a 0% expense ratio.
What Is The Ethical Pie Fund?
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The Ethical Pie Fund
Built on the same strategy as a low-cost index fund, focusing on long-term, diversified investing without moral compromises.
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Investment Structure
The fund is structured as a "pie" made up of carefully selected slices, each representing an investment in a company or fund.
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Ethical Principles
Investments are intentionally chosen to respect human rights, justice, and sustainability.
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Growth Without Exploitation
The fund allows your money to grow while ensuring it doesn’t contribute to exploitative practices.
The Ethical Pie Fund is built on the same proven strategy as a low-cost index fund — long-term, diversified investing — but without the moral compromises. Instead of blindly tracking the market, this fund is structured as a “pie” made up of carefully selected slices. Each slice represents an investment in a company or fund, and together they form a balanced, diversified portfolio aligned with ethical principles. We intentionally choose investments that respect human rights, justice, and sustainability — so your money can grow without funding harm.
The Ethical Pie Fund screens out companies involved in:
Weapons
Military Contractors
Surveillance Tech
Tobacco
Excess Debt
Alcohol
Firearms
Gambling
Adult Entertainment
Impure Food Stocks
Usurious Institutions
Human Rights Violations
Here’s how The Ethical Pie Fund is balanced:
Core Quality Leaders Pie (45%)
High-quality companies built on ethical, sustainable fundamentals
Growth & International Pie (20%)
Global companies expanding innovation without compromising values
Energy & Materials Pie (35%)
Focused on renewable energy, ethical resource use, and environmental responsibility
Invest With Your Values
Ethical, Conscious Investors
Who understand the value of low-cost index fund investing, care where their dollars go, and refuse to support companies that cross clear human-rights red lines.
Faith-Based Investors
Seeking investments that align with religious principles and moral convictions.
Disillusioned with Wall Street
But still determined to build a better financial future.
Gen Z & Millennials
Ready to build wealth ethically without compromising your values? You have the most powerful advantage in investing: TIME. Starting early means decades of compounding growth working in your favor.
Why Ethical Investing Matters
Every dollar we invest is a vote for the kind of world we want to live in.
Traditional investing can support companies involved in exploitation, war, environmental harm, and systemic injustice — often without us realizing it. At Ethical Pie Fund, your money doesn’t just grow — it stands for something.
We screen out harmful industries and prioritize human rights, justice, and sustainability. Investing with intention creates a movement that encourages companies to raise standards and put people and planet first.
Because investing isn’t neutral, silence — even in your portfolio — is a choice.
How to Use the Ethical Pie Fund
Most books, blogs, and finance gurus tell you to invest in a simple, low-cost index fund — a strategy praised for being diversified, reliable, and long-term.
Whenever you hear that advice — whether it’s VTSAX, VTI, or VOO — just substitute in The Ethical Pie Fund.
You get the same long-term, diversified investing strategy these funds are known for — minus the moral baggage.
How You Actually Implement It
The Ethical Pie Fund is designed to be used inside a standard brokerage account — just like any other index fund.
You don’t need to trade.
You don’t need financial expertise.
You don’t need to constantly manage it.
You simply:
Open an M1 Finance account
Add The Ethical Pie Fund to your portfolio
Deposit money
Let it invest automatically
That’s it.
Why Zero Expense Ratio Changes Everything
The Real Cost of Fees Over Time
Ethical Pie Fund
0.00% expense ratio
Low-Cost Fund
0.20% expense ratio
Average Fund
0.75% expense ratio
Expensive Fund
1.50% expense ratio
An expense ratio is the annual fee most funds charge to cover management, administration, and operating costs. It’s taken as a small percentage of your investment and automatically deducted each year.
For example, a fund with a 0.50% expense ratio charges about $5 per year for every $1,000 invested. Over time, those fees quietly compound — reducing your long-term returns.
The difference here:
The Ethical Pie Fund has a 0% expense ratio.
No annual fees.
No hidden costs.
Just your money staying invested — compounding in a portfolio aligned with your values.
The Ethical Pie Fund is structured as a self-directed portfolio rather than a traditional managed fund. That means there’s no fund manager taking a cut and no ongoing management fees being charged.
You control the portfolio.
You keep the gains.
Your money works for you — not a fund company.
The Power of Compounding
Small Amounts, Big Results
Age 25 Start
40 years of investing
Age 35 Start
30 years of investing
Age 45 Start
20 years of investing
Start Small, Think Big
Performance That Speaks
Key Performance Metrics
The Ethical Pie Fund: 10.82% annual returns, 0% fees. Outperforms IGDA’s 2.16% and rivals the S&P 500 and top halal funds.
| The Ethical Pie Fund | VTSAX (Total Stock Market) | SPUS (Halal Pie) | HLAL (Halal Pie) | S&P 500 | IGDA (Global Halal) | |
|---|---|---|---|---|---|---|
| Annual Return | 10.82% | 10.50% | 11.65% | 10.78% | 10.73% | 2.16% |
| Total Return | 58.29% | 56.2% | 62.1% | 57.8% | 57.5% | 10.0% |
| Expense Ratio |
0%
|
0.03% | 0.49% | 0.50% | 0.03% | 0.40% |
| Fund | Annual Return | Total Return | Expense Ratio |
|---|---|---|---|
| Ethical Pie | 10.82% | 58.29% | 0% ⭐ |
| VTSAX (Total Stock Market) | 10.50% | 56.2% | 0.03% |
| SPUS (Halal Pie) | 11.65% | 62.1% | 0.49% |
| HLAL (Halal Pie) | 10.78% | 57.8% | 0.50% |
| S&P 500 | 10.73% | 57.5% | 0.03% |
| IGDA (Global Halal) | 2.16% | 10.0% | 0.40% |
Complete Comparison Analysis
Ethical Pie is the only fund that combines all eight criteria: strong returns, ethical screening, low fees, and broad diversification — all in one package.
| The Ethical Pie Fund | VTSAX | SPUS | HLAL | S&P 500 | IGDA | |
|---|---|---|---|---|---|---|
| Strong Performance (>10% Annual) |  |
✅ | ✅ | ✅ | ✅ | ❌ |
| Excludes Human Rights Violators | |
❌ | ❌ | ❌ | ❌ | ❌ |
| Low Fees (<0.20%) | |
✅ | ❌ | ❌ | ✅ | ❌ |
| Good Diversification (<40% Top 10) | |
✅ | ❌ | ❌ | ✅ | ✅ |
| Shariah Compliant | |
❌ | ✅ | ✅ | ❌ | ✅ |
| Global Exposure | |
❌ | ❌ | ❌ | ❌ | ✅ |
| Comparison Factor | Ethical ETF | VTSAX | SPUS | HLAL | S&P 500 | IGDA |
|---|---|---|---|---|---|---|
| Strong Performance (>10% Annual) | | ✅ | ✅ | ✅ | ✅ | ❌ |
| Excludes Human Rights Violators | | ❌ | ❌ | ❌ | ❌ | ❌ |
| Low Fees (<0.20%) | | ✅ | ❌ | ❌ | ✅ | ❌ |
| Good Diversification (<40% Top 10) | | ✅ | ❌ | ❌ | ✅ | ✅ |
| Shariah Compliant | | ❌ | ✅ | ✅ | ❌ | ✅ |
| Global Exposure | | ❌ | ❌ | ❌ | ❌ | ✅ |
| Energy Sector Timing | | ✅ | ✅ | ✅ | ✅ | ✅ |
| Ease of Management | | ✅ | ✅ | ✅ | ✅ |
SOURCE: M1 Finance performance data; official fund fact sheets from Vanguard, SP Funds, Wahed, S&P Dow Jones, and IGDA Global Halal.
The Ethical Pie Fund
Whenever a book, blog, or video tells you to invest in “a low-cost index fund,” just substitute in the Ethical Pie — because it is that… minus the moral baggage.
No blood money. No moral compromise.
